Do you see an unexpected deduction on your paycheck that makes your take-home wages smaller than usual? Make sure to ask your company’s human resources department about it, because a creditor may be garnishing your wages. Don’t worry, you still have options in this situation. While creditors may try to take a portion of … Read More
Bankruptcy attorneys often get questions from their clients like, “Why is my bankruptcy so different from my friend’s?” The question tends to arise when it seems that a bankruptcy isn’t going the same route as a friend or family member’s bankruptcy. Maybe it’s taking longer to resolve or it feels that your debts are … Read More
Do you dread hearing the phone ring because bill collectors are calling? It’s time to take action against pushy creditors. When you file for bankruptcy, they are forced to stop contacting you. In fact, if they continue to keep contacting you after you file for bankruptcy, you could have a great case for a lawsuit … Read More
Will I Ever Get My Car Back If It’s Repossessed? Has your vehicle been repossessed? Before you panic, take a deep breath – and know your rights. The United States is currently experiencing the highest rate of automobile loan defaults this century – and that includes the rate of defaults during the recent financial … Read More
Chapter 20 bankruptcy isn’t actually an official part of the bankruptcy code. It’s more of a bankruptcy strategy you can use to clear your debts. The number twenty in the name comes from the combination of a Chapter 7 and a Chapter 13 bankruptcy. Choosing this approach can cause a positive effect on your financial … Read More
It is estimated that in the United States, about 770,000 people file for bankruptcy every year. Filing for bankruptcy involves completing official government forms and following a specific process. You’ll need to familiarize yourself with federal bankruptcy laws as well as your state’s specific rules, including important exemptions that could protect your property and belongings. … Read More
About 800,000 people file for bankruptcy each year. Only a fraction of them are filing for a second or third time. After completing one bankruptcy successfully, most people are able to get back on their feet and establish a stable financial foundation. However, changing circumstances in your life may prompt you to consider an additional … Read More
Are you ready to open a fresh financial chapter in your life? Chapter 7 bankruptcy can be a positive way to do it – only if it’s appropriate for your situation. A Chapter 7 bankruptcy, also known as a liquidation bankruptcy, examines your assets to see if there are any that are not exempt from … Read More
If you’re considering filing for Chapter 7 bankruptcy, your top concerns are probably your debts, your home and your financial outlook. What about the things that have important sentimental value to you, such as personal treasures like jewelry and heirlooms? You wouldn’t want to lose your grandmother’s wedding ring or a pocket watch that’s been … Read More
More than $1.5 trillion in student loan debt is currently owed in the U.S. by a total of more than 44 million people. Unfortunately, many of those people are unable to pay back their debt, and the student loan companies have no choice but to come after the co-signers on the loans: parents. Just as … Read More
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
