After you file for bankruptcy, you’ll quickly discover that your creditors are eager to make claims. Creditor claims are official statements of your debts. At this point, your creditors are essentially lining up to ask the bankruptcy court to be paid as much as possible for what you owe them. A new bankruptcy case triggers … Read More
Are you surprised when law enforcement or the motor vehicle department takes your driver’s license away? Are you having difficulty getting it back? Drivers can lose their licenses for a wide variety of reasons, including unpaid traffic tickets, building up too many points on your license, not having insurance, forgetting to renew it or simply … Read More
Bankruptcy gives you breathing room when bills are piling up, creditors are calling and you can’t catch a break financially. It eliminates many forms of debt and helps you create a clear path forward. As you explore filing for bankruptcy, the first question to arise is often: Which should I choose, Chapter 7 or 13? … Read More
When bills are piling up and you’re losing hope that there’s a light at the end of the tunnel, a bankruptcy reorganization plan can be the best path forward. and clarify the next steps in your financial future. Filing for bankruptcy keeps most creditors at bay so you get a chance to catch up. How … Read More
Filing for bankruptcy requires a proactive mindset. It’s not something that happens to you, it’s something you make happen. That’s why it’s important to prepare for bankruptcy and ensure you’re ready for everything to come. You’ll need to educate yourself about bankruptcy terms, fill out specialized forms and decide between Chapter 7 and Chapter 13 … Read More
When you file for bankruptcy in Indiana, there’s a lot to learn quickly. You’ll need to understand bankruptcy terms, fill out certain forms, and make some decisions about the best bankruptcy route for your financial circumstances. This includes making a choice between Chapter 7 and Chapter 13 bankruptcy. Let’s take a look at the common … Read More
Do you have equity in your home? If so, it’s an asset that can be protected, to a degree, during bankruptcy. When you file for Chapter 7 or Chapter 13 bankruptcy, the homestead exemption can help you safeguard your property and preserve your well-being. The homestead exemption differs by state, and there is also a … Read More
An emergency bankruptcy or skeleton filing is immediate action meant for immediate financial situations such as repossession, foreclosure sale, or wage garnishment. A skeleton filing gets bankruptcy protection, the automatic stay, in place faster by allowing you to file abbreviated paperwork for emergency bankruptcy. After filing the abbreviated paperwork, you have 15 days to complete … Read More
If you’re considering filing for Chapter 7 or Chapter 13 bankruptcy, it’s important to understand which financial issues bankruptcy will – and won’t – be able to address. Bankruptcy can take a weight off your shoulders and offer temporary or permanent relief from debt. However, it is not a cure-all. Some types of debt can’t … Read More
If someone is garnishing your wages, filing for Chapter 7 or Chapter 13 bankruptcy might stop the garnishment – or it might not. However, bankruptcy can stop almost all types of wage garnishments. What is Wage Garnishment? Your wages are garnished when a court orders a portion of your paycheck be paid directly to a … Read More
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
