Almost 500,000 Americans file for bankruptcy every year and 95.5% of bankruptcies are discharged, meaning the person is no longer legally required to pay back most of their debts. Despite how common and effective bankruptcy is, there are still some persistent myths about bankruptcy that are hard to dispel. Let’s take a look at the … Read More
The name millennials refers to a generation of people born between 1981 and 1996. Now in their 20’s and 30’s, they are building up an enormous amount of debt as they reach young adulthood. Experts estimate $1 trillion of all debt in the United States is now held by millennials, which is an increase of … Read More
Bankruptcy courts are courts of equity. This means that the courts are trying to balance a Debtor receiving a discharge with trying to gather some funds for creditors to share. Timing is everything when it comes to keeping an inheritance while filing for bankruptcy. If you’re due to receive an inheritance – or if you … Read More
When you’re facing a mountain of debt and an inability to pay your monthly bills, bankruptcy offers a way out. It quiets most people who are hounding you for money and finally gives you a fresh financial start. It’s important to handle bankruptcy the right way. If you’re considering filing for bankruptcy in Indiana, read … Read More
Chapter 7 bankruptcy is often considered the easiest and most efficient type of bankruptcy. It is certainly the most common. Of all bankruptcies filed in the U.S. each year, about 68% are filed under Chapter 7. But is Chapter 7 the best choice for you? Here’s a look at the pros and cons. What are … Read More
If you do a little searching online, you’ll immediately see a loud-and-clear message about student loans and bankruptcy: Student loans are not dischargeable in bankruptcy. This isn’t the whole story. It’s not impossible to wipe out student loans by declaring bankruptcy. With the help of a qualified bankruptcy lawyer, together you can explore a … Read More
If you’re being hounded by creditors for immediate payment on your debt, you could be looking for a fast solution to declaring bankruptcy. In this situation, it’s common to wonder whether you can quickly file for bankruptcy electronically through a website to eliminate a growing mountain of debt fast. It’s not as easy as it … Read More
When you have a wage garnishment, you’re losing money paycheck after paycheck to satisfy a creditor. When your paycheck is being drained away by old debt, it can be a frustrating experience and make it more difficult to get back on your feet financially. About 7% of the U.S. population has had their wages garnished … Read More
Although very rare, during the course of your bankruptcy, you may find that an adversary complaint has been filed against you in the bankruptcy court. It can come from a creditor, the trustee, or someone else involved with your case. An adversary complaint is a separate case from your bankruptcy that will be addressed by … Read More
When your house is being sold at a sheriff’s sale, you’re at a critical time where you stand to lose your home forever. Here’s what many people don’t realize: Up until a certain point, you can stop a sheriff’s sale from happening and keep your home. The key is to act as quickly as possible. … Read More
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No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
