There is rent money help available for Indiana residents affected by the economic ramifications of Covid-19. Thousands of good Hoosier families have fallen behind in their rent through no fault of their own. To help those individuals, the State of Indiana and the city of Indianapolis have announced rent assistance programs. These programs could help … Read More
Transcript: Yes. Hello. Good afternoon, Richard Shea here with Sawin and Shea. As you are aware, due to COVID-19, there had been a lot of moratoriums on place regarding debt collection and especially related to utilities. Well, as noted in the Indianapolis Star, just yesterday, those moratoriums are starting to come to an end. So … Read More
If you’re filing for bankruptcy, you might be assuming that you’ll lose your house and personal property. This is rarely true. Many people keep control over their assets through the use of bankruptcy exemptions, which are special rules that allow people who are filing for a Chapter 7 bankruptcy to keep certain property if its … Read More
At Sawin & Shea, our clients are often concerned about having low credit scores. They wonder if bankruptcy will make the situation worse. On the contrary, bankruptcy can actually improve your credit and get you back on your feet financially. Here’s how an Indiana bankruptcy can help re-establish your credit. Will Bankruptcy Ruin My Credit … Read More
When you file for a Chapter 7 bankruptcy in Indiana the law provides for bankruptcy exemptions for real and personal property that you can keep. A Chapter 7 bankruptcy is a liquidation. This means that the court is looking for non-exempt stuff that you own that they could sell to make some money to pay … Read More
Creditors are prohibited from engaging in debt collection after an individual files for bankruptcy. The Fair Debt Collection Practices Act (FDCPA) protects you from certain types of harassment by collection agents. If you are experiencing aggressive collection calls and letters, contact a bankruptcy law firm like Sawin & Shea to take action on your behalf. … Read More
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No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
