One of the greatest fears for people filing for bankruptcy is whether they will lose their home or other assets that they have worked hard to obtain. Bankruptcy is not meant to strip you of everything you own. Its function is to get you out from under overwhelming debt and back on track to fiscal … Read More
The Problem with Mounting Debts Mounting debts can be a problem in more ways than one. Wage Garnishment Creditor can Seek Legal Help – One option before the unpaid creditor is to garnish wages. Wage garnishment is the creditor exercising a legal option to seek claim to the wages of the debtor. Creditor gets Debtor’s … Read More
When you get behind on your bills or are facing a lawsuit, you may turn your attention to finding legal help. It can be very difficult deciding which law firm to choose, and you should not rely on just any ad you find in the Yellow Pages or online. When selecting an attorney to assist … Read More
The costs of higher education and high unemployment rates are leading to an increase in the number of bankruptcy cases involving student loan debt. The National Association of Consumer Bankruptcy Attorneys recently announced that more than four-fifths of bankruptcy lawyers have seen an increase in student loan cases. In 2010, federal and private student loan … Read More
If you have been thinking about filing bankruptcy, chances are pretty good that you are struggling under the weight of a significant amount of debt. Sometimes the cost of filing for bankruptcy and paying the associated lawyer fees can be completely overwhelming; in the cases where it is needed most, cost is often the factor … Read More
We meet with many people weekly that are having trouble making their house payment. In some cases a big part of their financial hardships are caused by having to pay on a second mortgage or a home equity line of credit (HELOC). One of our main goals in representing clients is to help them retain … Read More
The good news is that under both Indiana law and federal bankruptcy law most types of retirement accounts are given broad protection from creditors and seizure in bankruptcy. This means that you are able to keep your ERISA qualified retirement plan, pre-tax plans such as your IRA, 401(k), and 403(b), and Roth IRA through the … Read More
Have you been thinking about Bankruptcy? One of the last places that people want to be is sitting across from me while we discuss options for their financial future. Many times some common misconceptions or fear about the bankruptcy process increase this anxiety, or worse, keep them from coming in to explore their legal … Read More
Often, the first question a new client has for me is regarding what types of debts can be discharged or eliminated in a bankruptcy. Many times this question arises because they heard things like “medical bills can’t be discharged” from a friend, family member, or at work. Medical bills most definitely can and will be … Read More
I receive several calls a week from people that are shocked to discover that a big chunk of their paycheck is gone due to a wage garnishment. The good news is that I can generally help them stop the garnishment with either a Chapter 7 or a Chapter 13 bankruptcy. The bad news is that … Read More
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
