It can happen to anyone. A notice arrives in the mail or is delivered by a deputy sheriff. A creditor has initiated a lawsuit against you. You have been sued. The creditor initiating the lawsuit wants to take things from you by Court process. In Indiana a judicial garnishment can take up to 25 percent … Read More
In our practice, we see many people that felt like they were in between a rock and a hard place, because they had a decent job and income, but also a load of high interest credit card debt that never seems to go down. Sometimes these people thought that they would not qualify for bankruptcy. … Read More
Many clients come to us having difficulties making payments on their house or investment real estate. Like so many homes or investment properties these days, they are often underwater on their mortgages, owing more on the loan than the property is worth. When people are in this situation they want to know if it is … Read More
If you are a high income earner, it is less likely that you will qualify for a Chapter 7 bankruptcy. But what happens if you have credit card debts and fail to qualify for a Chapter 7? It is common knowledge that Chapter 7 eliminates all legally dischargeable unsecured debts completely. What happens to unsecured … Read More
When banks have difficulty collecting payments from debtors, they often resort to acquiring the assistance of debt collection agencies to gather payments on the debts owed. For people who have unresolved debt, this can result in harassing collection calls, persistent contact through the mail, and, in some cases, violations of privacy and of the FDCPA … Read More
Receiving a notice of a mortgage foreclosure can be terrifying. The prospect of losing your home can cause many people to act in a hasty or impulsive manner. This impulsiveness can lead good people to put their faith in companies that promise you a lot, but exist only to take your money or your … Read More
Are you tired of being bullied by your mortgage bank? We are here to help you fight. The mortgage banks have attorneys on their side. We can provide legal assistance to fight against foreclosure no matter what stage the process is in. We can help you take on your mortgage lender and fight to keep … Read More
One of the most common questions we are asked in our bankruptcy practice is about how filing will affect credit. The truth is in the vast majority cases bankruptcy filing improves a person’s credit. The filing stops ongoing negative reporting for old delinquent debts and provides a starting point to help you start to re-establish … Read More
Often, the first question a new client has for me is regarding what types of debts can be discharged or eliminated in a bankruptcy. Many times this question arises because they heard things like “medical bills can’t be discharged” from a friend, family member, or at work. Medical bills most definitely can and will be … Read More
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
