Imagine going through bankruptcy and being able to save your home, your car, the tools or equipment you need for your job and – most importantly – your peace of mind. When you file for bankruptcy, exemptions offer these opportunities. They can protect your assets and keep your payments low, so you can get back … Read More
After you file for bankruptcy, you’ll quickly discover that your creditors are eager to make claims. Creditor claims are official statements of your debts. At this point, your creditors are essentially lining up to ask the bankruptcy court to be paid as much as possible for what you owe them. A new bankruptcy case triggers … Read More
Are you surprised when law enforcement or the motor vehicle department takes your driver’s license away? Are you having difficulty getting it back? Drivers can lose their licenses for a wide variety of reasons, including unpaid traffic tickets, building up too many points on your license, not having insurance, forgetting to renew it or simply … Read More
A reverse mortgage allows people who are over age 62 to use the equity in their homes as cash to cover living expenses – including the mortgage payment itself. It’s called “reverse” because the lender makes payments to the borrower, rather than the other way around. Eventually, when the home is sold, the lender gets … Read More
When a creditor wants to get paid, they sometimes resort to serious measures – including bringing an involuntary bankruptcy against someone who owes them money. If you’re the debtor, this creates a frustrating situation, one you probably didn’t expect. Suddenly, you find yourself dealing with a bankruptcy you did not initiate yourself. Is it possible … Read More
According to the National Bankruptcy Forum, 60% of insured Americans would have to use all of their savings to pay off a huge medical bill. For those who don’t have much savings or another way of paying, 7% will declare bankruptcy in the face of medical debt. Bankruptcy is an option to consider when you … Read More
If you’re considering bankruptcy, certain myths about filing may be holding you back. You might be confused about what bankruptcy means or uncertain how the process unfolds. Don’t let these concerns keep you from finding a path to a new financial future. Let’s look at some common misconceptions about bankruptcy and the truth behind them. … Read More
Bankruptcy gives you breathing room when bills are piling up, creditors are calling and you can’t catch a break financially. It eliminates many forms of debt and helps you create a clear path forward. As you explore filing for bankruptcy, the first question to arise is often: Which should I choose, Chapter 7 or 13? … Read More
When bills are piling up and you’re losing hope that there’s a light at the end of the tunnel, a bankruptcy reorganization plan can be the best path forward. and clarify the next steps in your financial future. Filing for bankruptcy keeps most creditors at bay so you get a chance to catch up. How … Read More
If you’ve been convicted of embezzlement fraud or a court has awarded money to someone as compensation, bankruptcy might not accomplish what you’re hoping for: getting out of debt. It depends on your specific situation and what happens immediately after you file. Bankruptcy does not wipe out all debts, although it still may be helpful … Read More
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No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
