Richard Shea
According to the National Bankruptcy Forum, 60% of insured Americans would have to use all of their savings to pay off a huge medical bill. For those who don’t have much savings or another way of paying, 7% will declare bankruptcy in the face of medical debt. Bankruptcy is an option to consider when you … Read More
Bankruptcy gives you breathing room when bills are piling up, creditors are calling and you can’t catch a break financially. It eliminates many forms of debt and helps you create a clear path forward. As you explore filing for bankruptcy, the first question to arise is often: Which should I choose, Chapter 7 or 13? … Read More
If you’ve been convicted of embezzlement fraud or a court has awarded money to someone as compensation, bankruptcy might not accomplish what you’re hoping for: getting out of debt. It depends on your specific situation and what happens immediately after you file. Bankruptcy does not wipe out all debts, although it still may be helpful … Read More
When you file for bankruptcy in Indiana, there’s a lot to learn quickly. You’ll need to understand bankruptcy terms, fill out certain forms, and make some decisions about the best bankruptcy route for your financial circumstances. This includes making a choice between Chapter 7 and Chapter 13 bankruptcy. Let’s take a look at the common … Read More
An emergency bankruptcy or skeleton filing is immediate action meant for immediate financial situations such as repossession, foreclosure sale, or wage garnishment. A skeleton filing gets bankruptcy protection, the automatic stay, in place faster by allowing you to file abbreviated paperwork for emergency bankruptcy. After filing the abbreviated paperwork, you have 15 days to complete … Read More
If someone is garnishing your wages, filing for Chapter 7 or Chapter 13 bankruptcy might stop the garnishment – or it might not. However, bankruptcy can stop almost all types of wage garnishments. What is Wage Garnishment? Your wages are garnished when a court orders a portion of your paycheck be paid directly to a … Read More
When you declare Chapter 7 or Chapter 13 bankruptcy, you open your financial life to be examined thoroughly in exchange for benefits that come with bankruptcy. Along the way, you’ll need to list all your debts and understand the various ways they’ll be discharged. Charge-off and repossession are two procedures you’ll commonly encounter. Here’s what … Read More
Having to face a lawsuits is rough. Creditors often file lawsuits to try and collect debts. While filing for bankruptcy halts most lawsuits, it does not stop them all. Consult a bankruptcy attorney, who can give you a clearer picture whether a bankruptcy filing can help you with a pending legal matter. How Does a … Read More
[fusion_builder_container hundred_percent=”no” equal_height_columns=”no” menu_anchor=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” background_color=”” background_image=”” background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” parallax_speed=”0.3″ video_mp4=”” video_webm=”” video_ogv=”” video_url=”” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” overlay_color=”” video_preview_image=”” border_size=”” border_color=”” border_style=”solid” padding_top=”” padding_bottom=”” padding_left=”” padding_right=””][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” border_position=”all” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” … Read More
Bankruptcy is a fix for your financial woes but, its success depends on you. Bankruptcy will stop creditor harassment and collection efforts while you get your financial life back in order. Chapter 7 is the quickest option, which liquidates eon-exempt assets to pay down debt. A Chapter 13 debt reorganization forces creditors to take what … Read More
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
